Best Real Estate Crowdfunding Platforms in Europe (2026)
Updated 2026-06-11 · ranked by our 5-dimension rating
Why it made the list
The grown-up of Baltic RE crowdfunding: ECSP-licensed, first-rank mortgages, and a default history it publishes instead of buries.
3.4 - Returns
- 10–12%
- Min. investment
- €100
- Buyback
- ✕ No
Why it made the list
PeerBerry's licensed sister. Young but clean: sensible LTVs, real collateral, Bank of Lithuania oversight.
3.4 - Returns
- 10–13%
- Min. investment
- €100
- Buyback
- ✕ No
Why it made the list
The biggest name and the cautionary tale in one: deep deal flow and a German default backlog that teaches position sizing.
3.2 - Returns
- 8–11%
- Min. investment
- €50
- Buyback
- ✕ No
Why it made the list
Rental income from Prague apartments at a €1 minimum. Single sponsor, single city. Sized for exactly that.
3.3 - Returns
- 8–12%
- Min. investment
- €1
- Buyback
- ✕ No
Why it made the list
The Western-EU option: a decade of French mortgage-backed deals under AMF oversight, €1,000 tickets, property-cycle scars included.
3.3 - Returns
- 9–12%
- Min. investment
- €1000
- Buyback
- ✕ No
How property crowdfunding differs from P2P loans
No buyback guarantees here: your protection is a mortgage, and your enemy is time. When a project defaults, recovery means courts, auctions and patience measured in years. The platforms above earn their spots by being honest about exactly that: published default stats, real LTVs, named borrowers.
The selection logic
License first (ECSP/AMF beats promises), collateral rank second (first-rank mortgage or nothing), disclosure third. Yield came last on purpose. In this niche, the platforms shouting the highest returns are usually the ones hiding the recovery table.
Spread across projects ruthlessly: ten €100 positions beat one €1,000 position every time, because the defaults arrive randomly and the recoveries arrive slowly.